Payment & Insurance Info

Payment is expected at the time services are rendered or products are purchased.

Payment Options

For your convenience, we accept many insurance plans and offer an array of payment options including:

• Cash
• Check
• Most major credit cards including Mastercard, VISA, American Express, and Discover
• CareCredit®. See more about this option below.

Insurance

We accept most insurance plans, including HMO and PPO plans. Patients enrolled in HMO plans will require a referral from their primary care physician before we can schedule your appointment.

If you have any questions about whether your plan is covered with us, please call your insurance company and ask if we are in-network.

Effective 1-1-2016 our office was NOT selected for a majority of health plans through the Market Place Exchange, (Affordable Care Act). They select the physicians so please call your plan for in-network and out-of-network status.

**IF YOUR CARD HAS QHP ON THE FRONT OR BACK WE DO NOT PARTICIPATE**

At the bottom of this page is a current list of our participating insurance plans. Brands are subject to change.

**NOT ON PLANS THROUGH THE MARKET PLACE**

Benefits

You will be given a summary of benefits at your initial visit, please ask about anything you may not understand. Some visits (procedures/surgeries) with our office may NOT fall under your normal copay and may be applied to your deductible or percentage of payment. Always be sure and request the office to give you a new summary of benefits if your insurance plan changes.

Changes in Insurance Benefits

You must contact our office at least 48 hours before your next scheduled appointment to update us with your new information. This allows us to verify coverage and provide you with a summary of benefits at the time of your appointment. Due to time issues, we cannot verify new insurance coverage at the time of your appointment. If you present new insurance information at the time of your appointment you will be asked to reschedule your appointment to allow us time for insurance verification (and to notify you of needed referrals for HMO plans). If you choose not to reschedule and to have your child seen without verification of benefits, you will be required to pay in full for the visit.

Financing with CareCredit®

For cosmetic patients wanting the ability to pay over time with low minimum monthly payments, Pediatric Dermatology of North Texas offers CareCredit®.

A leader in the patient financing industry, CareCredit® provides a combination of short-term interest-free and longer-term low-interest plans. Transaction minimums and some restrictions apply so visit their website for complete details.

A confidential CareCredit® application may be made by phone (800) 365-8295 or online by clicking here.

Billing

This office mails statements every month. Payment is expected at the time of service for all patients. Refunds can only be made once we receive a written request.